credit cards with no foreign transaction fees

#CREDIT CARDS WITH NO FOREIGN TRANSACTION FEES PLUS#
#CREDIT CARDS WITH NO FOREIGN TRANSACTION FEES FREE#

Best Cards Without Foreign Transaction Fees Whether you’re paying for a local food tour in Hanoi, purchasing a flight from an airline with no U.S.-facing website, or buying the finest Middle Earth Manuka Honey from New Zealand ( yes, you can actually buy Hobbit Honey), these are the best cards to use and not have to pay a foreign transaction fee on your purchase. Thankfully, the list of credit cards without foreign transaction fees includes some of the best travel rewards cards available to U.S. Don't pay 3% more for dinner in Plaza Real, Barcelona Overseas transaction fees are typically around 3%, so for every $1,000 you spend abroad, it will cost you roughly $30 if you use the wrong rewards card.

If you plan on traveling overseas or purchasing online from an overseas vendor, you can save a small fortune by investing in a credit card that doesn’t charge foreign transaction fees. Please see our card marketplace for available offers. All information has been independently collected by AwardWallet and has not been reviewed or provided by the card issuer.

#CREDIT CARDS WITH NO FOREIGN TRANSACTION FEES PLUS#

Offers for the Barclaycard Arrival Plus ® World Elite Mastercard ® are not available through this site. The opinions expressed here are our own and have not been reviewed, provided, or approved by any bank advertiser. Terms Apply to the offers listed on this page. Retailers typically offer poorer exchange rates, so if you pay in pounds sterling, you’ll pay more for your purchase than expected.įinally, it’s worth taking a small amount of travel money with you to cover any expenses that can’t be paid for on plastic.AwardWallet receives compensation from advertising partners for links on the blog. However, if you can find one that doesn’t charge a fee for loading or holding money on it and that comes with Visa or Mastercard exchange rates, it will be as cheap as using a travel credit card.īear in mind that however you pay for items, if the retailer offers to convert the payment into pounds rather than the local currency, ask to stick to the local currency.

#CREDIT CARDS WITH NO FOREIGN TRANSACTION FEES FREE#

These can also be free to spend on and make cash withdrawals with, but you won’t always get the best exchange rate with them. In addition, a travel bank account generally does not charge you anything for cash withdrawals (neither fees nor interest) – although some come with a limit on how much you take out of the ATM.Īnother option is a prepaid travel card. Many digital-only providers, such as Starling and Revolut, offer bank accounts with debit cards that are free to use overseas, and you’ll benefit from the Visa or Mastercard exchange rates while spending. You also need to apply for your credit card in plenty of time.įortunately, there are plenty of alternative options to consider. To get the best deals, you usually need a good credit record. Not everyone will be accepted for a travel credit card.

Missing payments risk hurting your credit score too. Some credit cards might also charge monthly or annual fees, and if you’re late making a repayment or miss it completely, fees also apply. One of the big drawbacks is that they often don’t offer 0% deals on purchases, which means that unless you clear your balance each month, you’ll pay interest on all your holiday spending. However, credit cards for travel won’t be the most suitable option for everyone. That's because the exchange rate you're getting is about the best you can find as a member of the public - with the Visa and Mastercard rates almost identical to those currency traders use for international transactions.Īnother major benefit is that you get automatic purchase protection on things you buy worth between £100 and £30,000 thanks to UK credit card laws. Credit cards with no foreign transaction fees are often the cheapest way to buy something while abroad.